EQ: How do I
distinguish financial truths from error to build financial
Attention: All materials are copy protected:
- theme song
What was the Business
Truth in this video and how would you
relate it to your life right now?
Making of the
series Secret Millionaire Club |
More about the
creators & the show |
Mr. Buffet talks
about his role in SMC |
Interview with Mr.
Students will learn about advertising, marketing, competition
and many other truths from
How do I create an Envelope?
GREAT Minds Think - A kids Guide to Monde
Quiz 1 | SMC
- Isabella A.
- Zachary B.
- IIia K.
- Lydia M.
- Eli S.
- Kylie Z.
Colin C. and Camille J.
- Mia B.
- Sara F.
- Kendall M.
- Josh P.
- Alex R.
- Sabrina W.
Josh Cr. and Fareen S.
have been selected because their work was outstanding but with
only 12 students allowed to attend, I had the excruciating
problem of narrowing it down to just 6 per class. I therefore,
have alternates just in case one of the 6 students selected can
especially hard this round to judge because there were so many
students that had gone to a great extent to prepare. The
judging was also made difficult because of the subject matter.
Student had heart warming stories of helping others and great
aspirations of continuing to make an impact in their very bright
I am truly honored to have such an outstanding
A very special thanks to our Toastmasters who help
greatly in class each week. They will be returning Monday
and Tuesday to work with our Finalist and alternates for our
March 10 event.
Finally, thank you parents for continuing
to encourage your child and telling them the importance of
speaking in front of others.
Learn about the Hour of code
and other videos!6b314
Lesson 1 EQ: What is
Currency vs. Barter System?
Lesson 1: In
this lesson we will look at money in different ways. We
will look at a time when there was no money and how the
barter system (video) was common. Have you ever
bartered or traded with friends? What things did you trade
and did you feel the exchange was fair and of equal value?
We will also look at different kinds of
(Cleveland Fed. link) from around the world like Guatemala,
Mexico, and Canada). Note to students that today
checks, debit and credit cards are widely used as an alternative
to currency. See
lesson plan notes.
- Great example of working for your money
- What is a business plan? Good explanation! What is collateral?
(secondary source of payment if you can’t pay off the loan) You
what you make. People
Lesson 2 EQ: What can
you do with money?
|4 Things You can do
Another part of money is all the different things you can do
with money. What 4 things are talked about in this video?
Have you ever even thought about what you would do with $1
million dollars within these 4 categories? (Millionaire
Questionaire.PDF - Teachers Notes: Truth about
millionaires.pdf) Now what does this activity say about your money
What is the first thing you want to do when you get your money?
Are you itching to go to the mall or the movies to spend it, or do you
want to save it?
Would you describe yourself as being obsessed with bargains, in need of
designer goods, or unaware of how you spend your money?
Are you aware that there are different money personalities?
Lesson 2 cont.
What other forms of money are there
- What kind of spender are you?
- Look at the PDF worksheet and
- Remind students they need to
fill out a "How I spent my time today"
worksheet for tomorrow's lesson.
- Ask? Why learn your spending
personality? ... spending Personality:
video Eps.501 for BizKid
- Pass out the Long-term
Financial Goals - Arrow Worksheet: On the back answer "How
do you spend your time?" - for HW; turn in tomorrow
|Lesson 3: Setting SMART goals
EQ: Setting good goals: Explain what each
letter represents in the acronym S.M.A.R.T. Now tell me one goal
that you have that is a SMART goal.
Next, Talk about goals and then have students open:
M1054 - Get To My Goal Worksheet.pdf (Large arrow showing how
Long-termGoals are achieved with Short-term Goals)
Pass out all the cards for the game Eps. 106
|Lesson 4: Budgeting
(Guest Speaker: Mrs. Jeanine
and Mr. Mike Martin)
- Before we build a house, we know we need a firm
- Q: Is there something you want that you need money for?
- Do you get paid an allowance or do you have some source
- Have you ever ran out of money? ie... at Six Flags,
shopping for cloths,
- Could it be a lack of planning?
- We have choices everyday what we do with our time and
even our money
- Explain Income vs. Expenses
- At time we have to cut back and save (sacrifice)
- What happens if we write a check and their is not enough
money in our checking account to cover the check we write?
- How do we lose our reputation?
- What is creditability?
- What is credit?
- We can build and lose credit (creditability) with others
- Example: If I borrow a pencil and don't give it back
enough times, you will stop letting me borrow a pencil.
Lets go to : http://www.handsonbanking.org/htdocs/en/k/ and
click on Budgets and look at why we should do a budget.
HW: Have you lost creditability with anyone in your family
that you need to right that wrong?
1) With a Parent or
Adult: formulate a budget (the student's) for the last 30
days of income and expenses. This shows an accounting of the
money spent or saved
2) On their Own: repair their
credibility/reputation with at least one person that they
did not follow-thru on a commitment, pay back a favor or
debt, or return an object/money to someone from whom they
borrowed. Then share with the class what the other persons
reaction was and how they personally felt repairing their
"credit"ability (ha ha) play on words- discuss how
developing this character trait can impact them in their
future financial security, career success and credibility in
money and with their relationships.
||Can you define the following terms? 1)
Beneficiary, 2) Claim, 3) Insurance Agent, 4) Risk, 5)
Deductible, 6) Policy, 7) Premium
and Insurance. Also print this PDF document about the
building wealth and protecting wealth.pdf.
|| Setting goals is a great way to distinguish you from about 97 percent
of the rest of the world. Yes, if you set goals your are going to
be in the top 3 or 4 percent of the world's population who never set
goals. Even better than that is writing down your goals and then
making a plan to achieve it. In the "Quest
for Money" game, you will find yourself making a clear goal and then
battling down the path to achieve it.
||Want to take charge of your own
finances and reach your goals? Whether you want to build your
credit, your investments, or your own small business; invest in
the market, a home, or higher education; shop for a loan, buy a
car, or open your first bank accounts, the Hands on
Banking program offers all the basic money tools, skills, and
information you need.
In our virtual mall, you can play games, design ads, chat
with customers and store owners, and much more. You’ll learn key
consumer concepts, such as how advertising affects you, how you
benefit when businesses compete, how (and why) to protect your
information, and how to spot scams. What better place to do it
than at the mall!
Each area of the mall focuses on a different topic. To enter,
choose an area. In the mall, scroll over a store to find out
more about it, then click to go inside. You can also use the
Mall Map or the options at the bottom of the screen to navigate.
Visit the West Terrace to learn about
advertising techniques, target marketing, suspicious claims,
Visit the Food Court to learn about
business competition, supply and demand, the history of the
FTC, and mergers and monopolies.
Visit the Security Plaza to learn about
protecting your privacy (online and off), and protect the
citizens of Earth against identity-stealing invaders.
Visit the East Terrace to learn about bogus
modeling offers, “free” vacations, “miracle” products, and
tip-offs to rip-offs.
Take the challenge. See if you can survive just ONE
month on your own!
Over 14 million people are unemployed. Now image you
are one of them.
First, your savings are gone. You lost your home, you
are single and you are down to your last $1000. Accept the
challenge. Can you make it through the month? Try
the game... Spent!
||This is a challenge to set goals and manage your money to
meet those goals.
Moneytopia is an immersive game that helps you learn more about
managing your money while having fun. The loftier and more
costly your big dream, the longer the game will last. Play the
game—or, for a quick overview of different topics, check out the
Moneytopia Tutorials. Your goal is to successfully manage your
money throughout life, until you achieve your Big Dream. To win,
keep careful track of your finances, pay your bills on time, and
take care of all the little day-to-day things that can impact
your finances. Want to view some
||CREATE STUNNING VIDEO SLIDESHOWS Turn
your photos and music into stunning video slideshows. You
provide the photos, you pick the song, and we'll add the magic.
Today, Animoto is a video creation service (online and mobile)
that makes it easy and fun for anyone to create and share
extraordinary videos using their own pictures, video clips,
words and music.
Simply upload your pictures and video
clips, choose your style, add words and music, and click the
"produce video" button. Then, Animoto’s cinematic technology
does its magic and in minutes brings it all to life with a
beautifully orchestrated production you can share with family
Prezi is a virtual whiteboard that transforms presentations from
monologues into conversations: enabling people to see,
understand, and remember ideas.
||Weebly gives millions of people a
surprisingly easy and affordable way to create a site that is as
unique as they are. With a Weebly site, people can start their
own business, communicate with their clients, showcase their
achievements, and be an authority on personal and professional
interests. Weebly gives everyone the freedom to start a
site, blog or online store that works brilliantly across
computers, phones and tablets.
This Federal Trade Commission campaign aims to educate tweens
(kids ages 8 to 12) about advertising so they can become more
discerning consumers of information. The goal of the campaign is
to boost advertising literacy by:
- Raising awareness of advertising and marketing messages
- Teaching critical thinking skills that will allow tweens
to better analyze and interpret advertisements
- Demonstrating the benefits of being an informed
|Creditability Lesson 2 -Creditability Lesson 2 -
||Life can be like a big circle. In
the circle you have a very tiny slice that you can say you know
and don't know that you know. But the majority of the
circle is all the stuff that you don't know and don't know you
don't know. This is what makes life so exciting. You
don't know what you will be doing in 5, 7, 10 years from now and
what you will know. We must continually update our
learning. This is also important with relationships.
We don't know the impact we might make in the future that is why
relationships are so important. Your creditability and
trustworthiness is very important to those you are around.
Just like when you say you are going to do something and don't
it ruins your reputation as does not paying back a loan (credit
Crossword Puzzle Activity.
||SimCityEDU: Pollution Challenge! is
made of six different missions all centered on the theme of
environmental impact. In each mission, students are tasked with
solving increasingly complex problems.
- Intro to Banking and Money (5 min.) |Local|
PartII-Your Money - Earnings (6 min.) |
Money and Banking Quiz (30
III- Budgeting (7 min.) |Local|
IV- Using a Budget (3 min.) |
How do I create an envelope?
This reading assignment is a great read for anyone looking
to stay safe online. Here is a quiz that relates to this FTC
http://www.omsi.edu/tech/security.php#password - This site will
help explain how to create a secure password.
Empower Students to be InCtrl in
a Digital Age!
- See more at:
education empowers students to make thoughtful decisions and
develop a sound digital foundation for the rest of their lives.
Cable in the
Classroom brings you a series of free, standards-based lessons
that teach key digital citizenship concepts. These lessons, for
students in grades 4-8, are designed to engage students through
inquiry-based activities, and collaborative and creative
is a holistic and positive approach to helping students learn
how to be safe and secure, as well as smart and effective
participants in a digital world. That means helping them
understand their rights and responsibilities, recognize the
benefits and risks, and realize the personal and ethical
implications of their actions. Helping a student become a good
digital citizen cuts across all curricular disciplines.
Lesson: Ads and Endorsements
There are lots of different kinds of ads.
Here, visitors can design their own poster
for a shoe sale or listen to a popular DJ’s
endorsement to determine whether it’s an ad.
Lesson: Targeted Marketing
Businesses use target marketing to reach
specific audiences. Visitors can learn more
about target marketing by matching different
styles of cell phones with their target
audiences. Play this matching game again and
again to beat your best time.
Lesson: False or Misleading Ads
Misleading ads cause lots of problems for
businesses and consumers. Visitors watch a
misleading commercial and then learn how it
has caused problems for everyone involved.
They also learn how the FTC prosecutes
companies that intentionally mislead
Lesson: Advertising Claims
Companies are responsible for the claims
they make in their advertisements. Visitors
learn more by examining a print ad with
Network Security Kiosk
Lesson: Online Safety
Network security officer Jim shares some
prized possessions to show how to keep your
computers and personal information safe
while you’re online.
Mall Security Office
Lesson: Identity Theft
Will’s laptop has been stolen! At the
security office, visitors learn who stole
it, and find out what a stolen laptop has to
do with identity theft. They also can ask
questions about identity theft and learn how
to avoid it.
Lesson: Privacy and Personal
Emily asks visitors for help designing her
online profile. Find out the consequences of
posting personal information online and get
tips about when it’s appropriate to share.
Lesson: Protect Personal Information
At the arcade, visitors defend against
Cyclorean space invaders who want to steal
Earthlings’ personal information. They also
learn why their personal information is
valuable and what’s so important about a
Social Security number.
Lesson: Modeling Scams
Isaac finds out from a modeling agent that
he’s “got the look.” With Emily’s help,
visitors can convince Isaac that the amazing
offer is a scam, and that he shouldn’t pay
for the promise of success.
Lesson: Job Scams
Keno tells visitors how he fell for a job
scam and offers advice on how to avoid the
same fate. Meanwhile, Captain Noscam’s game
lets visitors blast key words and phrases
that are used frequently in scams.
Maggie’s Miracle Cart
Lesson: Miracle Products
VeggieWow gives you a boost, improves your
memory and clears your skin! Really?
Visitors see pitches for several “miracle”
products, and then work with Emily to find
the clues that show these products aren’t
all they claim to be.
Lesson: Sweepstakes and Giveaways
Visitors can earn a free vacation if they
hit just the right spot on the spinning
wheel. After they win, they learn there’s a
catch. The mall security officer helps them
sniff out this scam.
Pizza Pizza Pizza
Companies compete with each other by
offering some combination of higher quality,
lower prices, more choices, and better
service. Visitors listen to three different
sales pitches for pizza to determine which
one appeals to them most.
Candy Tooth Kingdom
Lesson: Supply & Demand
The price of goods is usually determined by
supply, demand, and production costs. Here,
visitors guess the retail price of various
candies by considering these factors.
Lesson: History of American Business
The FTC is guided by important laws: the
Sherman Act, the Clayton Act, and the FTC
Act. Visitors can learn more about the
history of the FTC and its role in American
commerce by watching a short video and
asking questions afterward.
Triple Cold Creamery
Some mergers eliminate competition, but not
all mergers are bad. Often consumers benefit
because the merger combines desirable
qualities from two different companies.
Visitors listen to a conversation to learn
more about mergers and the FTC’s role
Great businesses combine the interests and passions of
their founders with a product or service that solves a
problem or does something better. So, to figure out what
kind of business you might want to create, start by
taking an inventory and brainstorming using the form
below. Fill in each blank and then select
your new business.
What do you have a passion for? What interests you?
Part II: What
problems would you like to solve associated with your
list above? (Example, you love basketball, solve
the problem of missing so many shots)
What products and/or services would you like to
improve using your list of passions in Part 1? (Example,
basketball loss of air or wears out)
Choose an interest or passion from Part I. Then, add it
to a solution from Part II or a
product/service from Part III. How do they connect to
create business ideas? What would you call your new
business. Write that name in the last blank.
1)_______________ + _______________________ =
[passion + solution or
improvement = a GREAT new business!]
2)_______________ + _______________________ =
[passion + solution or
improvement = a GREAT new business!]
_______________________ = ______________
[passion + solution or
improvement = a GREAT new business!]
If you could choose
your career right now, what would it be and how would you
incorporate the "Core 4" into your profession?
|Reveal Your Zeal - Passion for
Answer the following 5 questions in one word or a
phrase that describes:
- My favorite thing to do is?
- What I am good at is?
- What I would miss if I
couldn't do it anymore is?
- My favorite thing to do with
family or friends is?
- Things I'd like to learn how
to do is?
•How can you practice generosity in your life today?
•How do you plan to practice generosity in your life in the
Physical, Emotional, Financial!
Which of the "Core 4" elements would be easiest to emphasize in the
career of your choice.
WP Assignments - What makes for a great city?
These are a series of Microsoft Office word processing assignments that all 6th
grade students must do to show basic word processing competency. Each
document contains vital information that must be fixed and submitted with
specific time restraints. MS - Word.
common city names! search : Athens, skyscraper,
other. Check out our
Math site. Great
|Creating a "Mini" book
- about your new city
This miniature book helps students explain the city they have
created and attract new residents. The "Mini" book is created with
Microsoft Publisher and then screen shot to Adobe FLASH where it is animated
and inserted in to a Web 2.0 web application. Part of their work will also be done using
on online cloud based photo editing app. Why not
see a student Example Saved in Publisher.
What is a
Brain Pop Videos
|Writing a letter...
After students have experience extensive work with simple word
processing documents, students will have to type a letter using proper
formatting features. The main goal is accuracy
in features not content of the letter.
|Power Point Project
Write a one page story as if the limitations of time,
money, resources, people,, etc… were not an issue and you could solve some of
the most difficult problems facing life today. Stick to the 6 areas below.
Write at least 1 paragraph
under each area!
Create a Word Journal and write 1-3 facts you learned
from the video.